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INCOME STATEMENT OF BANKING SECTOR |
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Currency: Thsd TL |
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YEAR 2014 |
JANUARY |
FEBRUARY |
MARCH |
APRIL |
MAY |
JUNE |
JULY |
AUGUST |
SEPTEMBER |
OCTOBER |
NOVEMBER |
DECEMBER |
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INTEREST INCOME : |
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1- |
Interest from Loans |
82.813 |
149.909 |
233.722 |
311.115 |
391.009 |
472.239 |
557.409 |
639.488 |
722.597 |
806.547 |
888.195 |
975.933 |
|
2- |
Interest from Non-performing Loans |
842 |
1.672 |
3.105 |
4.090 |
4.908 |
5.989 |
7.013 |
7.563 |
8.787 |
9.446 |
10.304 |
12.449 |
|
3- |
Interest from Banks |
15.672 |
29.569 |
45.638 |
68.017 |
75.744 |
90.042 |
105.533 |
118.442 |
131.744 |
145.008 |
157.047 |
170.848 |
|
4- |
Interest from Interbank Money Market |
183 |
259 |
326 |
517 |
828 |
1.212 |
1.647 |
2.191 |
2.700 |
3.013 |
3.354 |
3.696 |
|
5- |
Interest from TRNC Development Bank Bonds/Bills |
470 |
991 |
1.647 |
2.268 |
3.130 |
3.860 |
4.802 |
5.769 |
5.699 |
6.886 |
8.133 |
9.111 |
|
6- |
Interest from other securities |
2.636 |
5.185 |
10.553 |
13.667 |
16.815 |
19.403 |
21.965 |
24.236 |
26.781 |
29.717 |
33.014 |
36.719 |
|
7- |
Interest from Reverse Repo Transactions |
1 |
440 |
440 |
440 |
440 |
440 |
440 |
440 |
440 |
440 |
440 |
440 |
|
8- |
Other Interest and Quisi-Interest and Revenue |
1.968 |
3.414 |
5.405 |
7.138 |
8.769 |
10.347 |
12.060 |
13.717 |
15.914 |
17.772 |
19.343 |
20.938 |
|
9- |
Total Interest Income (1+...+8) |
104.585 |
191.439 |
300.836 |
407.252 |
501.643 |
603.532 |
710.869 |
811.846 |
914.662 |
1.018.829 |
1.119.830 |
1.230.134 |
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INTEREST EXPENSES |
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|
|
|
|
|
|
|
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|
10- |
Interest to Deposits |
49559 |
92.598 |
145.835 |
196.403 |
249.599 |
303.404 |
360.035 |
412.012 |
468.228 |
524.264 |
577.196 |
636.408 |
|
11- |
Interest to Banks |
6.138 |
12.608 |
19.233 |
32.582 |
31.652 |
38.231 |
44.875 |
51.790 |
58.177 |
65.378 |
72.624 |
80.307 |
|
12- |
Interest to Interbank Money Market |
348 |
660 |
1.082 |
1.615 |
2.194 |
2.794 |
3.383 |
3.952 |
4.490 |
5.032 |
5.585 |
6.154 |
|
13- |
Interest to Issued Securities |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
14- |
Interest to Repo Transactions |
336 |
467 |
450 |
474 |
501 |
557 |
578 |
594 |
607 |
622 |
655 |
724 |
|
15- |
Other Interest and Quasi-Interest Expenses |
329 |
352 |
440 |
485 |
606 |
615 |
640 |
660 |
750 |
856 |
965 |
1.099 |
|
16- |
Total Interest Expenses (10+...+15) |
56.710 |
106.685 |
167.040 |
231.559 |
284.552 |
345.601 |
409.511 |
469.008 |
532.252 |
596.152 |
657.025 |
724.692 |
|
17- |
Net Interest Income (Expense) (9-16) |
47.875 |
84.754 |
133.796 |
175.693 |
217.091 |
257.931 |
301.358 |
342.838 |
382.410 |
422.677 |
462.805 |
505.442 |
|
18- |
Special Provisions for Non performing Loans |
3.701 |
9.530 |
14.911 |
19.404 |
25.543 |
31.525 |
38.866 |
42.983 |
49.374 |
61.102 |
64.872 |
71.493 |
|
19- |
General Provisions on Loans |
2.564 |
3.426 |
4.866 |
6.608 |
8.991 |
12.249 |
13.317 |
14.202 |
17.158 |
19.056 |
19.529 |
24.639 |
|
20- |
Net Interest Income (Expense) After Provisions [(17-(18+19)] |
41.610 |
71.798 |
114.019 |
149.681 |
182.557 |
214.157 |
249.175 |
285.653 |
315.878 |
342.519 |
378.404 |
409.310 |
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NON-INTEREST INCOME |
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|
21- |
Fees and Commissions from Loans |
3.897 |
8.184 |
13.300 |
19.128 |
23.771 |
29.844 |
34.386 |
38.943 |
45.206 |
50.258 |
55.729 |
63.799 |
|
22- |
Profit Share from subsidiaries & afliliates |
0 |
0 |
0 |
3.489 |
3.769 |
4.292 |
4.393 |
4.392 |
4.439 |
4.439 |
4.444 |
6.324 |
|
23- |
Revenues from Banking Activities |
7851 |
14.815 |
23.376 |
31.544 |
38.711 |
46.555 |
54.042 |
62.048 |
70.874 |
78.776 |
85.282 |
94.628 |
|
24- |
Income from Sale of Assets |
13 |
29 |
32 |
33 |
107 |
146 |
225 |
332 |
356 |
396 |
426 |
1.663 |
|
25- |
Other Non Interest (Other) Income |
8.281 |
15.660 |
23.336 |
32.170 |
39.281 |
44.404 |
48.316 |
53.746 |
63.951 |
68.981 |
72.780 |
80.224 |
|
26- |
Total Non Interest (Other) Income ( 21+….+25) |
20.042 |
38.688 |
60.044 |
86.364 |
105.639 |
125.241 |
141.362 |
159.461 |
184.826 |
202.850 |
218.661 |
246.638 |
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INTEREST EXPENSES |
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27- |
Personnel Expenses |
16.071 |
32.422 |
48.886 |
67.167 |
83.757 |
101.407 |
119.562 |
136.828 |
154.665 |
171.876 |
189.382 |
212.977 |
|
28- |
Provision for Termination Indemnities |
3.751 |
3.996 |
4.483 |
4.645 |
4.883 |
5.247 |
8.184 |
8.565 |
8.732 |
8.871 |
9.041 |
9.262 |
|
29- |
Provisions for Securities, Affiliates, Subsidiaries and Joint Ventures Impairment |
0 |
0 |
1.155 |
378 |
0 |
0 |
0 |
0 |
76 |
0 |
0 |
0 |
|
30- |
Other Provisions |
1.712 |
1.918 |
2.148 |
2.571 |
2.806 |
2.635 |
2.888 |
3.104 |
2.907 |
3.175 |
3.501 |
2.481 |
|
31- |
Fees and Commissions Paid |
1.467 |
2.846 |
4.434 |
5.685 |
6.495 |
7.178 |
7.479 |
9.445 |
10.280 |
11.020 |
12.105 |
13.309 |
|
32- |
Depreciation |
1.526 |
3.014 |
4.613 |
6.207 |
7.812 |
9.417 |
11.203 |
13.006 |
14.738 |
16.539 |
18.346 |
20.697 |
|
33- |
Taxes, Duties, Charges and Funds |
365 |
523 |
679 |
928 |
1.156 |
1.380 |
1.738 |
1.944 |
2.258 |
2.885 |
3.159 |
3.817 |
|
34- |
Other Non Interest (Other) Expenses |
13.348 |
26.732 |
40.264 |
54.088 |
68.220 |
82.836 |
96.712 |
111.167 |
126.482 |
142.146 |
156.768 |
176.003 |
|
35- |
Total Non Interest (Other) Expenses (27+…+34) |
38.240 |
71.451 |
106.662 |
141.669 |
175.129 |
210.100 |
247.766 |
284.059 |
320.138 |
356.512 |
392.302 |
438.546 |
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OTHER NON-INTEREST INCOME (EXPENSE) |
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36 |
Capital Market Transactions Profits (Losses) (Net) |
1.139 |
1.205 |
1.329 |
1.488 |
1.576 |
2.563 |
3.254 |
3.337 |
3.415 |
3.593 |
3.674 |
4.304 |
|
37 |
Foreign Currency Gains (Losses) (Net) |
13.699 |
11.206 |
10.105 |
9.690 |
11.263 |
15.264 |
19.288 |
23.422 |
36.319 |
34.232 |
37.197 |
48.409 |
|
38 |
Extraordinary Income (Expense) (Net) |
0 |
1 |
1 |
1 |
2 |
658 |
658 |
520 |
520 |
520 |
520 |
520 |
|
39- |
Total Other Non Interest (Other) Income (Expense) (36+…38) |
14.838 |
12.412 |
11.435 |
11.179 |
12.841 |
18.485 |
23.200 |
27.279 |
40.254 |
38.345 |
41.391 |
53.233 |
|
40- |
Profit (Loss) Before Tax [(20+26+39)-35] |
38.250 |
51.447 |
78.836 |
105.555 |
125.908 |
147.783 |
165.971 |
188.334 |
220.820 |
227.202 |
246.154 |
270.635 |
|
41- |
Provision for Taxes |
6.816 |
10.210 |
15.774 |
21.578 |
25.882 |
30.003 |
33.563 |
37.896 |
43.385 |
45.574 |
51.270 |
55.926 |
|
42- |
Net Income (Losses) (40-41) |
31.434 |
41.237 |
63.062 |
83.977 |
100.026 |
117.781 |
132.408 |
150.438 |
177.435 |
181.628 |
194.884 |
214.709 |