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INCOME STATEMENT OF BANKING SECTOR |
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Currency: Thsd TL |
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YEAR 2018 |
JANUARY |
FEBRUARY |
MARCH |
APRIL |
MAY |
JUNE |
JULY |
AUGUST |
SEPTEMBER |
OCTOBER |
NOVEMBER |
DECEMBER |
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INTEREST INCOME : |
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|
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|
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|
1- |
Interest from Loans |
137,706 |
263,570 |
406,997 |
550,248 |
708,218 |
860,662 |
1,039,064 |
1,245,102 |
1,469,022 |
1,662,647 |
1,851,481 |
2,056,227 |
|
2- |
Interest from Non-performing Loans |
3,691 |
6,792 |
9,204 |
11,604 |
12,980 |
16,807 |
18,083 |
19,941 |
21,252 |
22,818 |
23,907 |
25,546 |
|
3- |
Interest from Banks |
35,360 |
66,723 |
102,259 |
137,148 |
175,394 |
217,347 |
267,631 |
324,534 |
388,424 |
472,764 |
555,918 |
644,271 |
|
4- |
Interest from Interbank Money Market |
2,486 |
4,694 |
7,185 |
9,720 |
12,312 |
15,654 |
19,364 |
23,404 |
29,409 |
38,041 |
46,385 |
56,742 |
|
5- |
Interest from TRNC Development Bank Bonds/Bills |
1,626 |
3,165 |
4,949 |
6,244 |
7,560 |
10,789 |
13,444 |
13,115 |
19,305 |
22,413 |
19,969 |
21,863 |
|
6- |
Interest from other securities |
7,421 |
14,267 |
22,910 |
32,457 |
41,596 |
49,089 |
60,759 |
74,774 |
82,695 |
97,449 |
116,587 |
131,117 |
|
7- |
Interest from Reverse Repo Transactions |
0 |
0 |
0 |
8 |
36 |
86 |
87 |
87 |
87 |
87 |
87 |
87 |
|
8- |
Other Interest and Quisi-Interest and Revenue |
2,479 |
5,607 |
8,953 |
12,566 |
16,317 |
21,227 |
26,609 |
32,419 |
38,310 |
46,509 |
54,256 |
63,529 |
|
9- |
Total Interest Income (1+...+8) |
190,769 |
364,818 |
562,457 |
759,995 |
974,413 |
1,191,661 |
1,445,041 |
1,733,376 |
2,048,504 |
2,362,728 |
2,668,590 |
2,999,382 |
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INTEREST EXPENSES |
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|
|
|
|
|
|
|
|
|
|
|
10- |
Interest to Deposits |
95,493 |
181,353 |
283,165 |
380,357 |
485,695 |
590,185 |
716,765 |
864,892 |
999,077 |
1,164,622 |
1,336,583 |
1,517,383 |
|
11- |
Interest to Banks |
14,493 |
28,206 |
43,183 |
57,918 |
74,588 |
91,849 |
110,327 |
131,872 |
153,393 |
177,624 |
200,654 |
224,187 |
|
12- |
Interest to Interbank Money Market |
345 |
874 |
2,011 |
3,383 |
4,420 |
5,469 |
6,156 |
7,356 |
8,112 |
9,917 |
11,625 |
14,116 |
|
13- |
Interest to Issued Securities |
0 |
0 |
0 |
0 |
0 |
124 |
423 |
734 |
944 |
1,222 |
1,486 |
1,680 |
|
14- |
Interest to Repo Transactions |
21 |
42 |
62 |
81 |
99 |
115 |
132 |
144 |
155 |
163 |
168 |
170 |
|
15- |
Other Interest and Quasi-Interest Expenses |
413 |
709 |
1,068 |
1,404 |
1,733 |
2,039 |
2,394 |
3,436 |
3,319 |
4,070 |
4,539 |
4,985 |
|
16- |
Total Interest Expenses (10+...+15) |
110,765 |
211,184 |
329,489 |
443,143 |
566,535 |
689,781 |
836,197 |
1,008,434 |
1,165,000 |
1,357,618 |
1,555,055 |
1,762,521 |
|
17- |
Net Interest Income (Expense) (9-16) |
80,004 |
153,634 |
232,968 |
316,852 |
407,878 |
501,880 |
608,844 |
724,942 |
883,504 |
1,005,110 |
1,113,535 |
1,236,861 |
|
18- |
Special Provisions for Non performing Loans |
5,772 |
9,625 |
13,695 |
28,056 |
32,139 |
43,893 |
99,359 |
109,723 |
122,407 |
137,576 |
188,162 |
287,275 |
|
19- |
General Provisions on Loans |
5,410 |
7,417 |
13,759 |
15,880 |
22,813 |
28,006 |
34,640 |
57,440 |
55,516 |
55,509 |
54,136 |
58,017 |
|
20- |
Net Interest Income (Expense) After Provisions [(17-(18+19)] |
68,822 |
136,592 |
205,514 |
272,916 |
352,926 |
429,981 |
474,845 |
557,779 |
705,581 |
812,025 |
871,237 |
891,569 |
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NON-INTEREST INCOME |
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|
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|
|
|
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21- |
Fees and Commissions from Loans |
8,202 |
14,993 |
26,055 |
33,176 |
42,014 |
49,914 |
58,531 |
65,847 |
75,049 |
81,986 |
88,236 |
99,458 |
|
22- |
Profit Share from subsidiaries & afliliates |
0 |
0 |
0 |
0 |
66 |
1,270 |
1,270 |
1,270 |
1,270 |
1,270 |
1,711 |
1,881 |
|
23- |
Revenues from Banking Activities |
18,471 |
34,844 |
53,572 |
72,651 |
91,932 |
112,045 |
134,620 |
157,301 |
182,134 |
210,897 |
238,893 |
271,330 |
|
24- |
Income from Sale of Assets |
111 |
111 |
117 |
537 |
719 |
1,654 |
1,666 |
1,850 |
1,881 |
1,911 |
1,948 |
2,177 |
|
25- |
Other Non Interest (Other) Income |
12,341 |
18,083 |
28,656 |
40,720 |
49,743 |
61,506 |
68,056 |
76,998 |
92,928 |
106,170 |
112,991 |
125,432 |
|
26- |
Total Non Interest (Other) Income ( 21+….+25) |
39,125 |
68,031 |
108,400 |
147,084 |
184,474 |
226,389 |
264,143 |
303,266 |
353,262 |
402,234 |
443,779 |
500,278 |
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INTEREST EXPENSES |
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|
|
|
|
|
|
|
|
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|
|
27- |
Personnel Expenses |
25,509 |
52,174 |
78,149 |
107,170 |
135,601 |
162,285 |
191,336 |
219,519 |
247,636 |
276,673 |
305,360 |
349,074 |
|
28- |
Provision for Termination Indemnities |
11 |
21 |
32 |
42 |
53 |
63 |
74 |
84 |
95 |
106 |
116 |
116 |
|
29- |
Provisions for Securities, Affiliates, Subsidiaries and Joint Ventures Impairment |
0 |
0 |
692 |
755 |
1,161 |
1,231 |
803 |
803 |
803 |
803 |
803 |
803 |
|
30- |
Other Provisions |
1,468 |
1,938 |
2,916 |
3,367 |
4,074 |
6,326 |
7,625 |
13,264 |
15,400 |
12,586 |
12,108 |
4,808 |
|
31- |
Fees and Commissions Paid |
4,818 |
9,446 |
15,002 |
20,545 |
26,713 |
32,397 |
39,510 |
46,745 |
54,698 |
64,211 |
73,903 |
85,139 |
|
32- |
Depreciation |
2,705 |
4,969 |
7,492 |
10,085 |
12,618 |
15,269 |
18,026 |
20,596 |
23,257 |
25,697 |
28,722 |
33,755 |
|
33- |
Taxes, Duties, Charges and Funds |
620 |
970 |
1,293 |
1,761 |
2,361 |
2,793 |
3,196 |
3,561 |
4,282 |
5,811 |
6,576 |
7,225 |
|
34- |
Other Non Interest (Other) Expenses |
28,127 |
51,116 |
74,287 |
102,407 |
127,027 |
152,764 |
181,357 |
209,564 |
234,138 |
262,973 |
291,647 |
342,633 |
|
35- |
Total Non Interest (Other) Expenses (27+…+34) |
63,258 |
120,634 |
179,863 |
246,132 |
309,608 |
373,128 |
441,927 |
514,136 |
580,309 |
648,860 |
719,235 |
823,553 |
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OTHER NON-INTEREST INCOME (EXPENSE) |
|
|
|
|
|
|
|
|
|
|
|
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|
36 |
Capital Market Transactions Profits (Losses) (Net) |
67 |
-121 |
242 |
270 |
281 |
303 |
419 |
440 |
457 |
478 |
487 |
-1,242 |
|
37 |
Foreign Currency Gains (Losses) (Net) |
-190 |
14,052 |
25,658 |
46,622 |
93,486 |
111,964 |
153,383 |
261,253 |
262,257 |
261,451 |
277,285 |
307,315 |
|
38 |
Extraordinary Income (Expense) (Net) |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
39- |
Total Other Non Interest (Other) Income (Expense) (36+…38) |
-123 |
13,931 |
25,899 |
46,892 |
93,767 |
112,267 |
153,802 |
261,693 |
262,714 |
261,929 |
277,772 |
306,073 |
|
40- |
Profit (Loss) Before Tax [(20+26+39)-35] |
44,566 |
97,920 |
159,950 |
220,760 |
321,559 |
395,509 |
450,863 |
608,602 |
741,248 |
827,328 |
873,553 |
874,367 |
|
41- |
Provision for Taxes |
12,540 |
22,855 |
36,806 |
47,822 |
66,046 |
79,344 |
93,405 |
122,765 |
145,099 |
161,710 |
173,560 |
184,583 |
|
42- |
Net Income (Losses) (40-41) |
32,026 |
75,063 |
123,145 |
172,938 |
255,513 |
316,167 |
357,454 |
485,837 |
596,149 |
665,618 |
699,993 |
689,784 |