| CONSOLIDATED BALANCE SHEET OF BANKING SECTOR | |||||||||||||
| Currency: Thsd TL | |||||||||||||
| YEAR 2023 | JANUARY | FEBRUARY | MARCH | APRIL | MAY | JUNE | JULY | AUGUST | SEPTEMBER | OCTOBER | NOVEMBER | DECEMBER | |
| ASSETS | |||||||||||||
| 1- | Cash | 1.232.587 | 1.308.138 | 1.316.611 | 1.411.688 | 1.718.378 | 2.343.511 | 2.334.745 | 2.161.288 | 2.165.283 | 2.212.078 | 2.423.973 | 2.125.203 |
| 2- | Receivables from Central Bank | 13.447.857 | 13.438.545 | 13.014.522 | 13.894.156 | 13.939.221 | 15.656.062 | 17.378.126 | 16.961.658 | 16.834.730 | 17.808.849 | 18.174.674 | 18.774.179 |
| 3- | Receivables from Interbank Money Market | 17.110.136 | 16.805.174 | 16.783.588 | 16.715.621 | 17.587.897 | 22.825.525 | 23.845.921 | 23.952.705 | 26.671.268 | 27.249.323 | 28.467.839 | 31.208.928 |
| 4- | Receivables from Banks | 11.540.923 | 11.785.741 | 13.742.406 | 14.543.591 | 15.618.840 | 17.110.209 | 18.178.521 | 18.583.858 | 18.961.849 | 20.935.750 | 20.893.698 | 22.387.885 |
| 5- | Securities Portfolio | 16.597.310 | 17.495.387 | 18.912.591 | 21.166.069 | 23.689.795 | 31.999.420 | 33.995.677 | 34.701.994 | 34.735.245 | 36.139.595 | 39.498.529 | 41.669.084 |
| 6- | a) TRNC Development Bank Bonds/Bills | 1.848.930 | 1.828.899 | 1.882.945 | 2.129.905 | 2.326.099 | 2.977.570 | 3.119.904 | 3.061.384 | 3.072.218 | 3.145.625 | 3.359.915 | 3.616.527 |
| 7- | b) Other Securities | 14.748.380 | 15.666.488 | 17.029.646 | 19.036.164 | 21.363.696 | 29.021.850 | 30.875.773 | 31.640.610 | 31.663.027 | 32.993.970 | 36.138.614 | 38.052.557 |
| 8- | Required Reserves | 8.358.568 | 8.415.059 | 8.887.909 | 9.291.037 | 9.998.839 | 12.516.254 | 13.127.130 | 13.152.054 | 13.446.498 | 13.849.791 | 14.573.234 | 14.936.905 |
| 9- | Receivables from Reverse Repo | 0 | 0 | 0 | 0 | 0 | 10.000 | 0 | 0 | 0 | 0 | 0 | 0 |
| 10- | Loans | 54.462.265 | 55.250.174 | 57.912.481 | 60.455.790 | 63.033.607 | 73.867.599 | 77.527.412 | 77.142.853 | 78.136.012 | 79.873.102 | 83.423.292 | 87.871.052 |
| 11- | Non-performing Loans (Net) (12-13) | 1.472.953 | 1.449.222 | 1.440.813 | 1.419.204 | 1.383.047 | 1.317.241 | 1.292.550 | 1.281.994 | 1.257.084 | 1.258.560 | 1.278.137 | 2.210.940 |
| 12- | a) Non-performing Loans | 2.792.694 | 2.707.401 | 2.720.525 | 2.744.031 | 2.754.619 | 2.778.211 | 2.765.887 | 2.750.663 | 2.755.621 | 2.862.791 | 3.044.194 | 4.176.056 |
| 13- | b) Provision for Non-performing Loans (-) | 1.319.741 | 1.258.179 | 1.279.712 | 1.324.827 | 1.371.572 | 1.460.970 | 1.473.337 | 1.468.669 | 1.498.537 | 1.604.231 | 1.766.057 | 1.965.116 |
| 14- | Interest (Profit Share) and Income Accruals and Rediscounts | 1.055.679 | 1.344.758 | 1.314.552 | 1.638.996 | 2.026.511 | 2.311.398 | 2.682.434 | 3.227.445 | 3.262.325 | 3.726.498 | 4.223.918 | 1.812.148 |
| 15- | Affiliates, Subsidiaries and Joint Ventures (Net) | 654.510 | 646.110 | 672.501 | 717.069 | 726.422 | 848.465 | 939.656 | 921.874 | 917.232 | 933.678 | 987.335 | 1.009.085 |
| 16- | Payables to Securities Market | 378.521 | 387.626 | 273.360 | 298.627 | 274.793 | 334.074 | 342.501 | 338.632 | 380.709 | 439.598 | 442.332 | 297.922 |
| 17- | Assets to be Sold (Net) | 71.653 | 265.736 | 270.179 | 269.192 | 265.085 | 265.085 | 293.285 | 303.047 | 302.686 | 301.815 | 301.815 | 301.815 |
| 18- | Premises and Equipment (Net) | 587.655 | 590.929 | 609.362 | 619.545 | 626.917 | 645.673 | 675.459 | 699.469 | 706.928 | 713.358 | 715.934 | 822.457 |
| 19- | Other Assets | 1.657.342 | 1.832.594 | 1.762.880 | 2.068.690 | 1.796.755 | 2.245.838 | 1.814.576 | 2.175.537 | 2.369.263 | 2.238.335 | 2.400.688 | 3.293.887 |
| 20 | TOTAL ASSETS (1+...+19)-(6+7+12+13) | 128.627.959 | 131.015.193 | 136.913.755 | 144.509.275 | 152.686.107 | 184.296.354 | 194.427.993 | 195.604.408 | 200.147.112 | 207.680.330 | 217.805.398 | 228.721.490 |
| LIABILITIES | |||||||||||||
| 21 | Deposit | 107.302.728 | 107.268.199 | 112.525.268 | 118.152.228 | 123.312.511 | 152.484.238 | 161.172.169 | 160.804.769 | 164.692.822 | 171.060.623 | 179.788.083 | 186.717.846 |
| 22 | Funds from Repo Transactions | 0 | 0 | 0 | 49.866 | 51.812 | 68.608 | 78.761 | 77.622 | 86.885 | 87.259 | 82.554 | 94.695 |
| 23 | Payables to the Central Bank | 78.000 | 78.000 | 78.000 | 126.000 | 170.000 | 100.000 | 0 | 0 | 0 | 0 | 0 | 0 |
| 24 | Payables to Interbank Money Market | 109.000 | 444.700 | 326.000 | 759.000 | 1.038.000 | 385.900 | 249.749 | 144.400 | 117.000 | 35.500 | 45.100 | 147.762 |
| 25 | Subordinated Debt (Loans) | 164.976 | 163.076 | 169.182 | 172.735 | 179.612 | 229.712 | 240.200 | 234.270 | 235.015 | 241.221 | 254.689 | 262.217 |
| 26 | Payables to Banks | 5.967.036 | 6.794.546 | 7.198.063 | 8.100.981 | 9.860.295 | 10.970.243 | 12.134.752 | 11.957.195 | 11.393.990 | 11.531.375 | 11.638.351 | 13.689.591 |
| 27 | Funds | 56.765 | 56.944 | 57.803 | 57.927 | 61.607 | 75.486 | 79.418 | 78.540 | 80.800 | 83.263 | 84.761 | 85.896 |
| 28 | Issued Securities (Net) | 0 | 0 | 0 | 0 | 14.820 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 29 | Taxes, Duties, Charges and Premiums Payable | 215.562 | 212.837 | 191.329 | 206.048 | 238.012 | 210.027 | 243.757 | 237.730 | 248.535 | 248.011 | 246.404 | 424.150 |
| 30 | Interest and Expense Accruals and Rediscounts | 327.679 | 329.792 | 352.054 | 360.212 | 410.272 | 535.836 | 536.580 | 586.140 | 610.485 | 650.552 | 725.148 | 657.771 |
| 31 | Provisions | 1.452.272 | 1.544.659 | 1.657.052 | 1.815.800 | 1.830.388 | 1.794.229 | 1.935.390 | 2.092.228 | 2.324.117 | 2.576.198 | 2.772.094 | 3.020.193 |
| 32 | Other Liabilities | 3.398.315 | 4.149.821 | 4.083.542 | 4.005.532 | 4.211.113 | 5.446.226 | 5.005.708 | 5.859.125 | 5.940.845 | 5.960.102 | 6.297.974 | 6.801.941 |
| 33 | TOTAL (21+...+32) | 119.072.333 | 121.042.574 | 126.638.293 | 133.806.329 | 141.378.442 | 172.300.505 | 181.676.484 | 182.072.019 | 185.730.494 | 192.474.104 | 201.935.158 | 211.902.062 |
| SHAREHOLDERS' EQUITY | |||||||||||||
| 34 | Paid - in Capital | 2.316.216 | 2.316.317 | 2.316.475 | 2.554.835 | 2.556.595 | 2.627.795 | 2.721.618 | 2.721.826 | 2.843.669 | 2.843.835 | 2.880.087 | 3.115.666 |
| 35 | Legal Reserves | 3.883.599 | 3.754.806 | 4.388.298 | 4.693.471 | 5.142.964 | 5.930.542 | 5.916.851 | 5.916.850 | 5.845.166 | 5.815.166 | 5.815.166 | 5.815.166 |
| 36 | Fixed Asset Revaluation Fund | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 11.516 | 16.316 |
| 37 | Securities Increment Value Fund | 570.057 | 559.933 | 586.183 | 630.645 | 641.680 | 788.185 | 887.291 | 868.235 | 869.918 | 894.553 | 949.338 | 969.362 |
| 38 | Profit (Loss) of the Period | 263.477 | 760.213 | 1.084.859 | 1.470.784 | 2.097.346 | 2.637.811 | 3.214.233 | 4.013.962 | 4.846.349 | 5.641.156 | 6.214.133 | 6.902.918 |
| 39 | Accumulated Profit (Loss) | 2.510.761 | 2.569.834 | 1.888.131 | 1.341.695 | 857.564 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 40 | TOTAL SHAREHOLDERS' EQUITY (34+...+39) | 9.555.626 | 9.972.619 | 10.275.462 | 10.702.946 | 11.307.665 | 11.995.849 | 12.751.509 | 13.532.389 | 14.416.618 | 15.206.226 | 15.870.240 | 16.819.428 |
| 41 | TOTAL LIABILITIES (33+40) | 128.627.959 | 131.015.193 | 136.913.755 | 144.509.275 | 152.686.107 | 184.296.354 | 194.427.993 | 195.604.408 | 200.147.112 | 207.680.330 | 217.805.398 | 228.721.490 |
| Percentage of non-performing Loans (Gross) | 4,88 | 4,67 | 4,49 | 4,34 | 4,19 | 3,62 | 3,44 | 3,44 | 3,41 | 3,46 | 3,52 | 4,54 | |