| INCOME STATEMENT OF BANKING SECTOR | |||||||||||||
| Currency: Thsd TL | |||||||||||||
| YEAR 2025 | JANUARY | FEBRUARY | MARCH | APRIL | MAY | JUNE | JULY | AUGUST | SEPTEMBER | OCTOBER | NOVEMBER | DECEMBER | |
| INTEREST INCOME : | |||||||||||||
| 1- | Interest from Loans | 2.059.901 | 3.927.597 | 6.153.334 | 8.358.673 | 10.726.751 | |||||||
| 2- | Interest from Non-performing Loans | 77.395 | 123.739 | 157.758 | 187.857 | 242.091 | |||||||
| 3- | Interest from Banks | 1.418.510 | 2.645.806 | 4.078.695 | 5.554.937 | 7.290.018 | |||||||
| 4- | Interest from Interbank Money Market | 1.542.453 | 2.962.492 | 4.411.273 | 6.113.424 | 7.847.254 | |||||||
| 5- | Interest from TRNC Development Bank Bonds/Bills | 52.520 | 75.401 | 106.172 | 147.744 | 130.072 | |||||||
| 6- | Interest from other securities | 276.817 | 565.104 | 927.253 | 1.284.254 | 1.710.575 | |||||||
| 7- | Interest from Reverse Repo Transactions | 0 | 103 | 270 | 1.674 | 1.771 | |||||||
| 8- | Other Interest and Quisi-Interest and Revenue | 79.902 | 152.897 | 236.376 | 323.779 | 413.414 | |||||||
| 9- | Total Interest Income (1+...+8) | 5.507.498 | 10.453.139 | 16.071.131 | 21.972.342 | 28.361.946 | |||||||
| INTEREST EXPENSES | |||||||||||||
| 10- | Interest to Deposits | 2.013.619 | 3.844.762 | 5.922.927 | 8.077.004 | 10.478.669 | |||||||
| 11- | Interest to Banks | 589.570 | 1.150.242 | 1.702.102 | 2.330.767 | 2.994.011 | |||||||
| 12- | Interest to Interbank Money Market | 670 | 886 | 2.571 | 3.439 | 3.877 | |||||||
| 13- | Interest to Issued Securities | 2.619 | 5.794 | 9.170 | 13.647 | 18.089 | |||||||
| 14- | Interest to Repo Transactions | 0 | 0 | 25 | 41 | 41 | |||||||
| 15- | Other Interest and Quasi-Interest Expenses | 2.169 | 3.817 | 6.397 | 7.464 | 8.328 | |||||||
| 16- | Total Interest Expenses (10+...+15) | 2.608.647 | 5.005.501 | 7.643.192 | 10.432.362 | 13.503.015 | |||||||
| 17- | Net Interest Income (Expense) (9-16) | 2.898.851 | 5.447.638 | 8.427.939 | 11.539.980 | 14.858.931 | |||||||
| 18- | Special Provisions for Non performing Loans | 74.799 | 111.282 | 190.326 | 218.560 | 277.308 | |||||||
| 19- | General Provisions on Loans | 54.657 | 109.075 | 213.660 | 325.284 | 385.673 | |||||||
| 20- | Net Interest Income (Expense) After Provisions [(17-(18+19)] | 2.769.395 | 5.227.281 | 8.023.953 | 10.996.136 | 14.195.950 | |||||||
| NON-INTEREST INCOME | |||||||||||||
| 21- | Fees and Commissions from Loans | 88.954 | 169.410 | 298.248 | 400.510 | 512.882 | |||||||
| 22- | Profit Share from subsidiaries & afliliates | 0 | 0 | 0 | 7.200 | 7.200 | |||||||
| 23- | Revenues from Banking Activities | 616.116 | 1.149.141 | 1.811.679 | 2.505.844 | 3.214.691 | |||||||
| 24- | Income from Sale of Assets | 4.453 | 4.453 | 5.800 | 5.841 | 40.656 | |||||||
| 25- | Other Non Interest (Other) Income | 89.241 | 144.757 | 225.420 | 296.754 | 358.425 | |||||||
| 26- | Total Non Interest (Other) Income ( 21+….+25) | 798.764 | 1.467.761 | 2.341.147 | 3.216.149 | 4.133.854 | |||||||
| INTEREST EXPENSES | |||||||||||||
| 27- | Personnel Expenses | 481.996 | 1.008.426 | 1.528.674 | 2.107.120 | 2.664.964 | |||||||
| 28- | Provision for Termination Indemnities | 0 | 265 | 265 | 265 | 265 | |||||||
| 29- | Provisions for Securities, Affiliates, Subsidiaries and Joint Ventures Impairment | 211 | 51 | 373 | 860 | 2.209 | |||||||
| 30- | Other Provisions | 43.203 | 36.855 | 47.583 | 55.931 | 55.742 | |||||||
| 31- | Fees and Commissions Paid | 268.772 | 506.391 | 767.193 | 1.099.670 | 1.418.690 | |||||||
| 32- | Depreciation | 16.933 | 33.637 | 52.129 | 70.219 | 90.856 | |||||||
| 33- | Taxes, Duties, Charges and Funds | 10.243 | 18.176 | 26.660 | 34.183 | 48.978 | |||||||
| 34- | Other Non Interest (Other) Expenses | 376.643 | 700.077 | 1.123.830 | 1.510.923 | 1.920.442 | |||||||
| 35- | Total Non Interest (Other) Expenses (27+…+34) | 1.198.001 | 2.303.878 | 3.546.707 | 4.879.171 | 6.202.146 | |||||||
| OTHER NON-INTEREST INCOME (EXPENSE) | |||||||||||||
| 36 | Capital Market Transactions Profits (Losses) (Net) | 41.605 | 64.998 | 85.628 | 96.145 | 105.954 | |||||||
| 37 | Foreign Currency Gains (Losses) (Net) | 196.649 | 250.146 | 194.293 | 156.245 | 279.892 | |||||||
| 38 | Extraordinary Income (Expense) (Net) | 0 | 0 | 0 | 0 | 0 | |||||||
| 39- | Total Other Non Interest (Other) Income (Expense) (36+…38) | 238.254 | 315.144 | 279.921 | 252.390 | 385.846 | |||||||
| 40- | Profit (Loss) Before Tax [(20+26+39)-35] | 2.608.412 | 4.706.308 | 7.098.314 | 9.585.504 | 12.513.504 | |||||||
| 41- | Provision for Taxes | 544.667 | 1.001.487 | 1.545.363 | 2.130.871 | 2.742.472 | |||||||
| 42- | Net Income (Losses) (40-41) | 2.063.745 | 3.704.821 | 5.552.951 | 7.454.633 | 9.771.032 | |||||||