Bankacılık Sektörü Konsolide Bilanço - 2025

BANKACILIK SEKTÖRÜ KONSOLİDE BİLANÇO
PARA BİRİMİ: BİN TL
YIL 2025		OCAK	ŞUBAT	MART	NİSAN	MAYIS	HAZİRAN	TEMMUZ	AĞUSTOS	EYLÜL	EKİM	KASIM	ARALIK
	AKTİF HESAPLAR :
1	Nakit Değerler	2,840,410	2,902,339	2,851,360	3,314,494	3,546,427	3,802,514	3,269,292	3,761,609	3,922,679	3,511,276	3,580,531	3,723,813
2	Merkez Bankasından Alacaklar	19,809,280	18,239,473	20,343,956	21,024,780	19,497,081	20,747,379	21,435,647	21,709,373	22,797,565	21,809,961	23,036,017	42,959,288
3	Bankalararası Para Piy.İşl.Alacaklar	62,402,179	59,511,733	64,508,706	64,041,597	66,656,028	71,740,636	73,992,667	73,652,910	78,939,171	80,924,176	81,166,968	77,658,418
4	Bankalardan Alacaklar	23,946,045	25,611,390	28,076,251	33,526,947	34,849,013	35,467,899	35,537,135	37,298,672	39,539,098	40,426,536	42,320,693	43,390,373
5	Menkul Değerler Cüzdanı (6+7) (Net)	56,897,328	61,417,026	62,900,155	66,087,388	70,221,715	70,108,193	70,414,811	76,682,769	76,272,490	78,104,402	80,789,640	83,273,607
6	a) KKTC Kalkınma Bankası Tahvilleri	4,797,354	4,926,668	5,201,701	5,737,612	6,083,489	6,275,160	6,263,369	6,406,263	6,478,481	6,448,052	6,684,740	6,878,258
7	b) Diğer Menkul Kıymetler	52,099,974	56,490,358	57,698,454	60,349,776	64,138,226	63,833,033	64,151,442	70,276,506	69,794,009	71,656,350	74,104,900	76,395,349
8	Mevduat Yasal Karşılıkları	21,558,479	21,747,342	22,771,558	23,932,433	24,582,886	25,478,891	25,919,729	26,826,870	27,737,171	28,156,479	28,864,148	30,103,605
9	Ters Repo Alacaklar	0	36,381	37,947	19,184	0	0	0	0	0	100,000	0	0
10	Krediler	128,123,162	132,780,790	144,040,869	151,761,791	156,450,745	163,805,923	166,184,853	171,302,753	176,666,399	177,990,944	183,263,014	197,726,565
11	Takipteki Alacaklar (Net) (12-13)	2,115,825	2,055,634	2,111,276	2,086,512	2,157,958	1,903,384	1,995,895	2,008,748	2,007,029	2,274,206	2,122,660	2,162,316
12	a) Takipteki Alacaklar	4,830,599	4,785,961	4,890,782	4,867,560	4,979,462	5,006,580	5,095,662	5,110,021	5,183,671	5,544,781	5,544,157	5,653,678
13	b) Takipteki Alacaklar Karsiliği (-)	2,714,774	2,730,327	2,779,506	2,781,048	2,821,504	3,103,196	3,099,767	3,101,273	3,176,642	3,270,575	3,421,497	3,491,362
14	Faiz ve Gelir Tah. Reeskontları	3,760,144	4,832,064	5,587,613	6,375,786	7,738,575	7,934,441	9,114,060	10,953,220	10,592,957	11,675,712	13,125,257	3,990,511
15	İştirakler ve Bağlı Ortaklıklar (Net)	1,240,909	1,277,837	1,345,390	1,459,288	1,481,047	1,538,067	1,517,652	1,560,635	1,570,269	1,605,235	1,912,139	1,991,035
16	Bağlı Menkul Değerler (Net)	257,078	263,895	323,667	201,339	205,659	449,157	780,090	792,302	720,840	721,336	730,222	1,270,151
17	Elden Çıkarılacak Kıymetler (Net)	343,326	343,326	344,226	344,596	344,596	144,881	142,224	142,224	142,224	142,224	142,224	142,138
18	Sabit Kıymetler (Net)	1,165,275	1,171,649	1,220,281	1,219,373	1,275,779	1,343,301	1,367,646	1,367,400	1,377,538	1,411,246	1,436,702	1,501,364
19	Diğer Aktifler	5,118,339	5,854,637	7,274,255	5,822,729	6,966,868	5,556,981	5,232,416	7,240,622	6,025,053	6,131,875	8,470,595	8,022,711
20	TOPLAM AKTİFLER (1+..+19)-(6+7+12+13)	329,577,779	338,045,516	363,737,510	381,218,237	395,974,377	410,021,647	416,904,117	435,300,107	448,310,483	454,985,608	470,960,810	497,915,895
	PASİF HESAPLAR :
21	Mevduat	253,125,270	263,232,608	282,373,245	297,401,338	308,611,213	320,088,805	323,410,569	337,994,498	346,982,627	350,094,906	361,012,579	381,222,044
22	Repo İşlemlerinden Sağlanan Fonlar	0	0	77,863	0	0	0	0	0	0	0	0	0
23	Merkez Bankasına Borçlar	0	0	0	0	0	0	0	0	0	0	0	0
24	Bankalararası Para Piy.İşl.Borçlar	35,857	188,350	407,236	260,304	220,300	277,524	138,117	237,725	455,912	478,003	489,669	817,372
25	Sermaye Benzeri Krediler	311,595	321,144	342,645	359,765	366,381	380,999	380,580	388,386	392,709	389,873	395,801	892,397
26	Bankalara Borçlar	20,785,619	15,748,748	18,057,108	19,138,108	18,666,684	20,198,170	23,077,309	22,305,456	22,702,066	23,785,916	24,252,970	29,653,818
27	Fonlar	104,148	106,137	109,974	111,653	113,492	115,481	117,754	119,033	120,454	121,733	123,140	124,378
28	Çıkarılmış Menkul Kıymetler (Net)	101,362	104,537	139,991	144,468	143,821	165,381	188,669	204,250	204,083	200,433	208,005	214,001
29	Ödenecek Vergi, Resim, Harç ve Primler	638,095	641,866	690,466	965,932	963,542	798,808	822,793	783,855	894,901	852,016	847,415	1,471,676
30	Faiz ve Gider Reeskontları	1,354,053	1,414,297	1,615,721	1,585,209	2,038,015	2,019,433	1,893,659	2,096,543	2,068,783	2,292,076	2,325,112	2,000,131
31	Karşılıklar	6,766,121	7,235,625	7,897,240	7,842,663	7,850,402	5,774,901	5,860,024	6,542,825	7,196,490	7,885,888	8,538,779	9,030,452
32	Diğer Pasifler	10,534,900	11,545,281	12,592,549	12,047,610	13,917,116	15,496,268	13,818,272	15,307,857	15,797,674	15,053,839	16,869,713	16,362,672
33	TOPLAM (21+..+32)	293,757,020	300,538,593	324,304,038	339,857,050	352,890,966	365,315,770	369,707,746	385,980,428	396,815,699	401,154,683	415,063,183	441,788,941
	ÖZKAYNAKLAR:
34	Ödenmiş Sermaye	3,836,124	3,836,237	3,836,329	5,728,465	5,735,769	6,066,303	6,066,952	6,067,417	6,078,381	6,130,296	6,131,817	6,157,939
35	Yedek Akçeler	11,906,299	11,940,220	17,083,796	22,889,139	24,077,999	25,707,935	25,707,935	25,707,935	25,697,735	25,697,735	25,697,735	23,592,246
36	Sabit Kıymet Yeniden Değerleme Fonu	35,432	36,632	36,632	36,632	36,632	45,080	48,080	48,080	49,440	49,440	49,440	49,440
37	Menkul Değerler Değer Artış Fonu	1,274,333	1,316,225	1,390,371	1,466,035	1,502,044	1,567,078	1,566,289	1,620,408	1,646,269	1,649,398	1,696,161	1,749,008
38	Dönem Kârı (Zararı)	2,063,750	3,704,821	5,552,951	7,454,634	9,771,031	11,319,481	13,807,115	15,875,839	18,022,959	20,304,056	22,322,474	24,578,321
39	Geçmiş Yıllar Kârı (Zararı)	16,704,821	16,672,788	11,533,393	3,786,282	1,959,936	0	0	0	0	0	0	0
40	Toplam Özkaynaklar (34+...+39)	35,820,759	37,506,923	39,433,472	41,361,187	43,083,411	44,705,877	47,196,371	49,319,679	51,494,784	53,830,925	55,897,627	56,126,954
41	TOPLAM PASİFLER (33+40)	329,577,779	338,045,516	363,737,510	381,218,237	395,974,377	410,021,647	416,904,117	435,300,107	448,310,483	454,985,608	470,960,810	497,915,895
	Takipteki Krediler (Brüt) Oranı (%)	3.63	3.48	3.28	3.11	3.08	2.97	2.98	2.90	2.85	3.02	2.94	2.78